What is General Liability Coverage?

General Liability Insurance forms the foundation of a Business Owner’s Policy (BOP), providing essential protection against the unexpected accidents and claims every business faces. It covers your company if it’s held legally responsible for bodily injury, property damage, or personal and advertising injury arising from daily operations. Whether it’s a customer slipping on a wet floor or a lawsuit over an alleged advertising mistake, this coverage helps safeguard your financial stability and reputation.

Instead of paying costly legal fees or settlements out of pocket, your General Liability Coverage handles those expenses—so you can stay focused on running your business. This protection also extends to medical payments, defense costs, and judgments, offering peace of mind knowing that one incident won’t derail your progress.

For small and mid-sized businesses alike, liability insurance under a BOP provides comprehensive, affordable coverage that meets most contractual and lease requirements. It’s the safety net that keeps your business compliant, credible, and protected against real-world risks.

WHY BUSINESSES CHOOSE CASEY INSURANCE

1. Comprehensive Protection Made Simple

We help you identify potential exposures in your daily operations and build liability protection that aligns with your industry and scale.

2. Strong Legal Defense Backing

In the event of a lawsuit, our policies provide access to experienced legal counsel and cover associated defense costs from start to finish.

3. Proactive Claims Support & Recovery Planning

Beyond paying claims, we help you respond effectively—from initial reporting to post-incident guidance—ensuring that your business stays operational and compliant through every step of the process.

4. Dedicated Risk Advisors

Our specialists do more than write policies—they help you prevent claims before they happen through proactive risk assessment and safety guidance.

It protects your business from claims involving third-party bodily injury, property damage, and personal or advertising injury, including legal defense costs.

Not in every case, but most landlords, clients, and contractors require proof of coverage before doing business with you.

It depends on your risk profile and industry standards. Our team can help determine coverage limits that align with your exposure.

Employee injuries, professional mistakes, and auto-related incidents are excluded; these need separate policies such as Workers’ Comp or Commercial Auto.

Yes. Common add-ons include Cyber Liability, Employment Practices Liability, or Hired & Non-Owned Auto insurance for additional protection.

Yes—Products and Completed Operations coverage, often built into your BOP, safeguards against claims linked to goods you sell or services you perform.

Because combining General Liability with Property and Business Income coverage creates a single, cost-effective policy that covers multiple risks efficiently.

OTHER SERVICES
See More

Secure Your General Liability Insurance Today

Phone

+1 (888) 537-1412

Email Us
Motor Yachts
Motor yacht insurance protects luxury vessels used for coastal cruising, entertaining, or extended trips. Coverage includes liability, theft, and property damage. Policies are tailored for mid-range luxury yachts, ensuring dependable protection for owners enjoying performance, comfort, and prestige.
Get Quote
Sail Boats
Sailboat insurance offers coverage for liability, passenger injuries, and hull damage. From day sailing to offshore voyages, policies are customized for coastal or blue-water cruising. Protect your vessel against storms, accidents, and theft while enjoying the freedom and adventure of sailing.
Get Quote
Catamarans
Catamaran insurance addresses unique twin-hull risks like bridge-deck slamming, capsize exposure, and equipment strain from heavy seas. Coverage protects against liability, collisions, storm damage, and theft. Policies ensure reliable marine insurance for owners using catamarans for cruising, liveaboard lifestyles, or charter operations.
Get Quote
Trawlers
Trawler insurance covers risks from long-range cruising, including grounding, mechanical breakdowns, and storm exposure during extended passages. Coverage includes liability, theft, and hull protection. Marine insurance ensures trawler owners peace of mind for life aboard or offshore voyages.
Get Quote
Pontoon Boats
Pontoon boat insurance addresses unique risks like shallow-water collisions, passenger injuries from open decks, and damage during towing or docking. Coverage protects against liability, theft, and property loss. Tailored policies provide dependable protection for pontoons used in lakes, rivers, and family recreation.
Get Quote
Deck Boats
Deck and bowrider insurance covers risks from high passenger capacity, water sports use, and collisions in crowded waterways. Policies protect against liability, theft, hull damage, and towing accidents. Marine insurance ensures peace of mind for families enjoying versatile recreation on coastal or inland waters.
Get Quote
Cabin Cruiser
Cabin cruiser insurance protects against engine failures, liability from overnight guests, and damage during docking or weekend trips. Coverage includes theft, collisions, and property loss. Marine insurance provides reliable protection for owners using day cruisers for short coastal cruising and family leisure trips.
Get Quote
High-Performance Boats
High-performance boat insurance covers unique risks like high-speed collisions, engine stress, and liability from racing or offshore runs. Policies protect against theft, hull damage, and passenger injuries. Marine insurance secures go-fast boats, safeguarding performance and safety for thrill-seeking sport boat owners.
Get Quote
RIBs & Tenders
RIB insurance covers unique risks like punctured tubes, rough surf landings, and collisions while serving as yacht tenders. Coverage includes liability, theft, and hull damage. Tailored marine insurance ensures dependable protection for inflatable boats used in coastal runs, yacht support, and adventure outings.
Get Quote
Slide 1 Heading
Lorem ipsum dolor sit amet consectetur adipiscing elit dolor
Click Here
Slide 2 Heading
Lorem ipsum dolor sit amet consectetur adipiscing elit dolor
Click Here
Slide 3 Heading
Lorem ipsum dolor sit amet consectetur adipiscing elit dolor
Click Here

Secure Your General Liability Insurance Today