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General Liability Coverage is a core component of a Business Owner’s Policy (BOP), designed to protect businesses from everyday risks that can lead to costly claims or lawsuits. It provides financial protection if your business is held legally responsible for third-party bodily injury, property damage, or personal and advertising injury arising from normal operations.
From a customer slipping on your premises to claims involving advertising errors, reputational harm, or accidental property damage, General Liability Insurance covers medical expenses, legal defense costs, settlements, and judgments—so one incident doesn’t threaten your cash flow or business continuity.
For small and mid-sized businesses, bundling General Liability Coverage within a BOP offers comprehensive protection at a lower cost while meeting common lease, vendor, and contract insurance requirements. It’s essential coverage for staying compliant, credible, and financially secure.
We assess your operations and exposures to build General Liability Coverage aligned with your business model and risk profile.
Our policies include experienced legal defense and full claims handling—so you’re protected from start to resolution.
We bundle General Liability with property and income protection to maximize coverage while controlling premium costs.
Beyond coverage, our advisors help reduce claims and ensure your business meets contractual insurance requirements.
It protects your business from claims involving third-party bodily injury, property damage, and personal or advertising injury, including legal defense costs.
Not in every case, but most landlords, clients, and contractors require proof of coverage before doing business with you.
It depends on your risk profile and industry standards. Our team can help determine coverage limits that align with your exposure.
Employee injuries, professional mistakes, and auto-related incidents are excluded; these need separate policies such as Workers’ Comp or Commercial Auto.
Yes. Common add-ons include Cyber Liability, Employment Practices Liability, or Hired & Non-Owned Auto insurance for additional protection.
Yes—Products and Completed Operations coverage, often built into your BOP, safeguards against claims linked to goods you sell or services you perform.
Because combining General Liability with Property and Business Income coverage creates a single, cost-effective policy that covers multiple risks efficiently.
Protect your business from lawsuits, accidents, and unexpected claims with tailored General Liability Coverage inside a Business Owner’s Policy. Request a Business Insurance Quote
