Free Estimation Tool

Yacht Insurance Premium Calculator

Select your vessel details below for an instant annual premium estimate — no personal data required.

Step 01 — Vessel Details

Insured Vessel Value (Agreed / Hull Value)

$500,000

Vessel Length

Under 26 ft

26 – 40 ft

41 – 65 ft

66 – 100 ft

100 ft+

Vessel Type

Sailing Yacht

Motor Yacht

Catamaran

Jet Ski / PWC

Year Built

2015 – Present

2000 – 2014

1985 – 1999

Before 1985

Step 02 — Usage & Storage

Primary Use

Private & Pleasure

Occasional Charter

Full-Time Charter

Commercial / Bareboat

Home Port / Storage Method

Marina Berth

Mooring / Buoy

Dry Storage

Trailered

Step 03 — Navigation & Territory

Navigation Zone

Coastal US Waters

Bahamas & Coastal

Caribbean

Worldwide

Hurricane / Storm Preparedness (US Gulf & SE Coast)

Approved Storm Plan

Guaranteed Haul-Out

No Formal Plan

Step 04 — Coverage & History

Coverage Type

Hull Only (H&M)

Hull + Liability (P&I)

Full Package + Medical

Owner / Operator Experience

Under 3 Years

3 – 10 Years

10+ Years

Licensed Captain

Claims History (last 5 years)

No Claims

1 Claim

2+ Claims

Your Estimate

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Select your vessel details on the left to see your estimated annual premium.

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