- 1776 N Pine Island Rd, Suite 324 Plantation FL, 33322
- quotes@caseyinsurancecompanies.com
- +1 (888) 537-1412
Flood and Water Coverage protects your home from one of the most common — and costly — causes of property damage: unwanted water. Standard homeowners policies typically cover sudden and accidental water damage (such as a burst pipe or appliance overflow), but flooding from rising water, heavy rain, or storm surge usually requires a separate Flood Insurance policy.
Together, these protections ensure your home and belongings are covered against both internal and external water events. Whether a storm surge damages your foundation or a plumbing leak ruins your flooring, Flood & Water Coverage helps pay for repairs, replacements, and cleanup costs so you can recover faster.
This coverage is especially important for properties in coastal, low-lying, or hurricane-prone areas, where water damage risk is high and standard insurance alone may not be enough.
We build layered protection that covers both internal water damage and external flood exposure, ensuring no coverage gaps.
We offer policies through the National Flood Insurance Program (NFIP) and private markets, allowing flexible coverage for homes of all values.
Our dedicated claims team coordinates inspections and payouts quickly to help you repair water damage and prevent further loss.
With deep experience insuring homes in hurricane and flood-prone regions, we design protection that reflects real local conditions and risks.
Flood coverage protects against rising water from storms or overflowing bodies of water, while water damage coverage applies to sudden leaks or bursts within the home.
No. Standard homeowners policies exclude flood damage, which must be insured separately through a flood insurance policy or private flood carrier.
Flood insurance covers rising water, storm surge, heavy rainfall, melting snow, and overflow of inland or tidal waters that lead to property flooding.
Homeowners policies generally cover sudden and accidental water damage, such as burst pipes, leaking roofs, or appliance overflows, but not gradual or flood-related damage.
Water backup coverage is an optional endorsement that protects against damage caused by drain or sewer backups and sump pump overflows not covered by standard policies.
If your home is located in a high-risk flood zone, lenders typically require flood insurance as part of your mortgage agreement.
Because flooding and water incidents are among the most common and costly causes of property damage, this coverage provides financial security and peace of mind for homeowners.
Canopy Connect is a secure, read-only platform that lets you share your existing insurance information directly with us. It uses bank-level encryption to keep your data safe and helps us provide faster, more accurate quotes. Simply sign into your existing insurance company portal, and our agent will be in touch with a quote for you shortly after.
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