Collision car insurance helps cover the cost of repairing or replacing your vehicle if it’s damaged in an accident regardless of who is at fault. This includes collisions with other vehicles or objects like poles, fences, or guardrails.
This protection is especially valuable if your car is financed or leased, as lenders often require it. Even for fully owned vehicles, Collision Coverage can save you from paying thousands in unexpected repair bills after an accident.
By combining Collision Coverage with Comprehensive and Liability Insurance, you create a complete personal auto policy that protects you, your passengers, and your vehicle from both on-road and off-road risks.
Our responsive claims team coordinates directly with trusted repair shops to get your car fixed fast—reducing stress and downtime.
We help you customize your deductible to balance monthly premiums with out-of-pocket costs, giving you control over your policy’s affordability.
If you drive a sedan, SUV, or luxury model, we tailor your protection to match your car’s value and driving habits.
With years of experience serving Florida and coastal drivers, we understand the unique conditions and coverage needs of local roads and weather.
It covers damage to your vehicle caused by colliding with another car or stationary object such as a fence, tree, or guardrail, regardless of who is at fault.
No. Collision coverage only pays for your vehicle’s repairs or replacement. Damage to others is covered under Liability Insurance.
No. It is not legally required, but lenders and leasing companies usually make it mandatory for financed or leased vehicles.
Collision coverage is recommended for newer, financed, or high-value vehicles, helping protect against costly repairs and maintaining the vehicle’s value after an accident.
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Choosing the right collision coverage ensures peace of mind on the road. Our auto insurance specialists can help you customize a collision insurance policy that fits your vehicle, budget, and driving needs.
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