Commercial lines Marine and Charter Boat Insurance

Ensure The Safety of Your Passengers & Crew with Confidence

Yacht Charter & Commercial Boat Insurance for Your Fleet

Operating a luxury yacht charter or a commercial marine business requires a specialized insurance solution that ensures your assets, crew, and guests are fully protected. At Casey Insurance Companies, we provide tailored Charter boat & Commercial Yacht Insurance policies designed to safeguard your business operations, vessels, and financial investments, allowing you to focus on delivering world-class experiences on the water.

Why Insuring Your Charter Boat Matters?

Hull & Machinery

Protect the hull of your vessel and onboard machinery such as navigational equipment, engines and generators from damage, vandalism and theft.

Passenger & Crew Safety

Ensures full protection for your captain & crew along with your passengers.

Third Party Liability

Grants you financial peace of mind in the event of damages incurred to third parties, for example, a damaged slip in a Marina.

Pollution Coverage

Protects you and your business for fines and damages incurred by fuel spills or oil leakers.

Get Your Commercial Marine Insurance Quote

Contact Casey Insurance Companies today for a personalized commercial marine insurance quote. Let us help you chart a course to comprehensive protection for your commercial yacht, charter fleet, or any commercial boat insurance need.

Our charter and commercial marine insurance is for

Our yacht charter insurance offerings are customized to cover liability, hull damage, crew injury, passenger protection, and more. From single-vessel tour operators to large commercial fleets, we help you stay compliant, protected, and ready for smooth sailing.

Commercial Yacht Insurance

Protection for high-value vessels used in income-generating operations.

Commercial Boat Insurance

Full coverage for your fleet, including repairs, accidents, and third-party damage.

Charter Boat Insurance

Ideal for tour companies, fishing expeditions, and private hire boats.

Boat Insurance for Charter Companies

Comprehensive protection tailored to your charter business model.

Bareboat Charter

Casey Insurance offers comprehensive Bareboat Charter Insurance, safeguarding your vessel and livelihood.

Marine Business Insurance

Covers business property, employee risk, and legal liabilities.

Our charter Commercial coverages include

Captain & Crew Liability

Ensure the safety and compliance of your charter with Captain & Crew Liability insurance. This essential coverage safeguards your business against financial and legal risks arising from crew injuries, operational errors, and compliance with maritime labor laws such as the Jones Act.

Protection & Indemnity

Protection and Indemnity (P&I) insurance is a specialized form of marine liability coverage designed to protect vessel owners and operators against third-party liabilities arising from their maritime operations. This includes risks such as bodily injury to crew members, passengers, and others; damage to cargo; collision liabilities; environmental pollution; and wreck removal.

Hull Coverage

A specialized marine policy that covers physical damage to a vessel's structure, machinery, and onboard equipment. It protects against risks like collisions, grounding, fire, and sinking, ensuring vessel owners are financially safeguarded against costly repairs or total loss. This coverage is essential for both commercial and private maritime operations.

Bareboat Charter

In a bareboat charter, the charterer assumes full responsibility for the vessel's operation, including securing appropriate insurance coverage. This typically encompasses Hull & Machinery insurance to protect against physical damage to the vessel, and Protection & Indemnity (P&I) insurance to cover third-party liabilities such as bodily injury, property damage, and environmental pollution

The Casey Insurance Difference

At Casey Insurance Companies, we understand the unique challenges of the luxury yacht charter industry. Our team of marine insurance specialists works closely with you to design a policy that ensures maximum coverage, minimal risk, and uninterrupted operations.

Global Coverage

Protecting your fleet across international waters.

Top Rated Agents With 50+ years of Experience

Contact our Insurance Experts to find the right coverages at affordable rates.

Bespoke Policies

Every boat, business, policy is tailored for your specific needs.

Access to Top Marine Underwriters

Partnering with the world’s most reputable insurance providers.

Specialized Commercial Yacht Insurance for High-Value Operations

The demands of operating a commercial yacht are unique, requiring a sophisticated insurance approach. Our commercial yacht insurance offers comprehensive coverage designed for larger, higher-value vessels engaged in chartering, corporate events, or other commercial activities. We understand the nuances of these operations, from the value of the vessel itself to the complexities of crew and passenger liability.

FAQs

What is yacht charter insurance?

Yacht charter insurance is specialized coverage for owners or operators who rent out their yachts to others. It typically includes protection for hull damage, marine liability insurance for passengers and crew, and financial protection against business interruptions related to the charter operation.

Do I need special boat insurance for charter operations?

Yes, you absolutely need special boat insurance for charter operations. Standard personal boat insurance policies typically exclude commercial use. Commercial charter boat insurance is specifically designed to cover the increased risks and liabilities associated with carrying paying passengers or using your vessel for any business purpose.

What does commercial boat insurance cover?

Commercial boat insurance covers vessels used for business activities like fishing charters, tours, or transport. It typically includes hull and machinery damage, marine liability insurance for injuries to passengers or crew, property damage to others, and can extend to aspects of overall marine business insurance to protect your operations.

Is commercial yacht insurance different from regular yacht insurance?

Yes, commercial yacht insurance is significantly different from personal yacht insurance. It's designed for yachts used for business purposes, such as paid charters, events, or commercial transport. It includes higher liability limits and specific coverages for commercial operations, crew, and passengers that personal policies do not.

What are common types of marine liability insurance for businesses?

Common types of marine liability insurance for businesses, including those with charter boat insurance, cover risks like bodily injury to third parties (passengers, crew, public), property damage caused by your vessel or operations, pollution liability (e.g., fuel spills), and wreck removal costs.