- 1776 N Pine Island Rd, Suite 324 Plantation FL, 33322
- quotes@caseyinsurancecompanies.com
- +1 (888) 537-1412
Medical & Injury Coverage is the cornerstone of Workers’ Compensation Insurance, ensuring employees receive prompt and necessary medical care following a work-related injury or occupational illness. From immediate emergency treatment to ongoing rehabilitation, this coverage removes the financial burden of medical expenses so employees can focus on recovery.
For employers, this coverage is both a legal obligation and a vital risk-management tool protecting the business from out-of-pocket medical costs, lawsuits, and compliance penalties while reinforcing a strong workplace safety culture.
Medical & Injury Coverage may include:
Emergency room and urgent care treatment
Doctor and specialist visits
Hospitalization and surgical procedures
Diagnostic testing (X-rays, MRIs, lab work)
Prescription medications
Physical therapy and rehabilitation services
Medical equipment and assistive devices
Long-term or specialized treatment when required
Coverage applies as long as the injury or illness arises out of and in the course of employment.
We connect injured employees with approved occupational healthcare providers, ensuring appropriate treatment and faster recovery outcomes.
Our team manages communication, documentation, and billing between medical providers, insurers, and employers—reducing administrative strain.
We support injury prevention strategies and light-duty return-to-work programs that reduce downtime and claim costs.
Workers’ Compensation medical requirements vary by state. We ensure your coverage remains compliant, accurate, and up to date.
It covers medical treatment, hospitalization, prescriptions, and rehabilitation for employees injured or made ill while performing their job duties.
No. Under Workers’ Compensation law, medical care for covered injuries is paid directly by the insurance carrier employees do not pay out of pocket.
Coverage applies to work-related injuries and occupational illnesses, including repetitive strain injuries, accidents, and chemical exposures.
This depends on state regulations. Some states allow employees to choose their doctor, while others require using a provider within the employer’s Workers’ Comp network.
Yes, as long as the condition is directly related to a workplace exposure or injury, ongoing medical treatment and therapy may be covered.
The insurance carrier pays for authorized surgeries, rehabilitation, and other medical needs, subject to review and approval based on medical necessity.
Some states recognize job-related psychological conditions such as PTSD or stress-related disorders as eligible for Workers’ Compensation benefits.
