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When a workplace accident results in the tragic loss of an employee, Death and Survivor Benefits under a Workers’ Compensation policy provide a critical financial safety net. This coverage ensures that grieving families are not left to face financial ruin after losing a primary source of income due to a job-related injury or illness.
At Casey Insurance, we believe that protecting your employees means looking after the people they care about most. Our comprehensive policies offer stability, covering funeral expenses and providing ongoing income replacement to eligible dependents during their most difficult moments.
While regulations vary by state, a comprehensive policy typically includes:
We understand that a death claim is unlike any other. Our team guides families and employers through the claims process with empathy, accuracy, and urgency, removing administrative burdens so families can focus on healing.
Workers’ Compensation death benefit laws are complex and vary strictly by state. We ensure your policy aligns with local statutes, keeping your business compliant and shielding you from potential lawsuits and penalties.
From high-risk sectors like construction and manufacturing to professional services, we tailor coverage to reflect the specific hazards your employees face, ensuring no gaps in protection.
We go beyond policy setup. We offer risk management guidance to prevent accidents before they happen, and provide ongoing policy reviews to ensure your coverage scales as your workforce grows.
They are benefits paid to the dependents of an employee who passes away due to a work-related injury or illness, providing income support and funeral expense reimbursement.
Typically, the deceased worker’s spouse, minor children, or other dependents who relied on their income for financial support are eligible for benefits.
Payments are generally calculated as a percentage of the worker’s average weekly wage, subject to minimum and maximum limits set by state law.
Yes. Workers’ Compensation Death Benefits usually include reimbursement for reasonable funeral and burial costs, up to the state’s statutory limit.
It depends on state law and the dependent’s relationship to the deceased. Spouses may receive lifetime benefits in some cases, while children receive support until adulthood.
Yes. Most states require employers to carry Workers’ Compensation insurance that includes death and survivor benefits for all eligible employees.
