- 1776 N Pine Island Rd, Suite 324 Plantation FL, 33322
- quotes@caseyinsurancecompanies.com
- +1 (888) 537-1412
Property Damage Liability Coverage protects your business when it’s held legally responsible for damage to someone else’s property. If your operations cause harm to a client’s building, equipment, or belongings—whether through an accident, employee error, or faulty service—this coverage pays for repair or replacement costs, legal defense fees, and settlements related to the claim.
For example, if a contractor accidentally breaks a customer’s window during a job, or an employee damages a client’s vehicle while making a delivery, Property Damage Liability ensures those costs are covered. Without it, even a small incident could result in significant financial loss or strained client relationships.
This protection is included as a key component of your General Liability Insurance or Business Owner’s Policy (BOP), helping maintain your credibility and financial stability when unforeseen accidents occur.
We design every policy around how your business operates—covering everything from on-site work to client visits and off-premise activities.
Our claims process is built around fast investigation, clear communication, and quick resolution—helping you get back to work without unnecessary delay.
We don’t just insure you—we help prevent future losses through property safety assessments, policy audits, and liability risk reviews.
With access to top-rated carriers and experienced adjusters, you’re supported by professionals who handle complex claims efficiently and fairly.
It covers accidental damage to another person’s property, including the cost of repairs, replacement, and legal defense if your business is found responsible.
Coverage applies to accidents such as damaging a client’s building, breaking equipment during installation, or causing fire or water damage while performing services.
No. Property Damage Liability only covers damage to property owned by others. To protect your own business assets, you need Commercial Property Insurance.
Yes. It is one of the two primary components of General Liability Insurance, alongside Bodily Injury Liability Coverage.
Yes. The policy pays for attorney fees, court judgments, and settlement expenses resulting from covered property damage claims.
While not always required by law, most commercial leases, contracts, and service agreements mandate it as proof of financial responsibility.
Even minor accidents can result in expensive claims and lawsuits. This coverage protects your business from financial loss and maintains professional credibility.
+1 (888) 537-1412
