What is Products & Completed Operations Coverage Coverage?

Products and Completed Operations Coverage protects your business from claims that arise after your product has been sold or your service has been completed. If a product you manufacture, sell, or install causes property damage or bodily injury after it’s out of your control—or if work you’ve completed later results in harm—this coverage helps pay for related legal expenses, settlements, and judgments.

For example, if a manufactured part fails and damages property, or if a completed installation causes injury months later, your General Liability policy can cover the associated costs. This protection applies even after the sale or service is finished, ensuring your business is shielded from long-tail liabilities that could emerge well after completion.

This coverage is crucial for contractors, manufacturers, wholesalers, and product-based businesses, as it safeguards both your finances and your professional reputation in the event something goes wrong after delivery or installation.

WHY BUSINESSES CHOOSE CASEY INSURANCE

1. Protection Beyond Project Completion

Our coverage ensures your business remains protected even after the job is done—because risks don’t always end when the work does.

2. Industry-Specific Solutions

From construction and manufacturing to installation and retail, we customize your policy to address the exposures unique to your line of work.

3. Claims Defense & Settlement Support

We manage every step of the claims process—from investigation to resolution—helping you minimize business disruption and preserve client trust.

4. Compliance & Contract Readiness

Many clients and general contractors require this coverage before doing business. We make sure your policy meets all project and contract requirements.

It protects your business from claims of property damage or bodily injury caused by products you sell or work you’ve completed once it’s out of your possession or control.

General Liability covers incidents that occur during ongoing operations, while Products & Completed Operations covers losses that happen after the job or sale is complete.

It’s vital for manufacturers, contractors, installers, and repair services, as they face post-completion liability risks.

Yes. It pays for attorney fees, settlements, and court judgments related to covered product or completed work claims.

It does not cover the cost of repairing or replacing your own defective work or product, only resulting damages caused to others.

Yes. Many contracts, construction projects, and vendor agreements require proof of this coverage to ensure continued liability protection.

It provides ongoing protection for your business reputation and finances, ensuring you remain covered for claims long after the job is done.

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