Products & Completed Operations Coverage protects your business from liability claims that arise after a product is sold or a service has been completed. As a core component of General Liability Insurance, this coverage applies when bodily injury or property damage occurs outside your control, long after delivery, installation, or project completion.

If a product malfunctions, a component fails, or completed work later causes damage or injury, your business could face expensive lawsuits even months or years later. Products & Completed Operations Coverage helps pay for legal defense costs, settlements, and court judgments, ensuring one delayed claim doesn’t jeopardize your financial stability.

This protection is essential for contractors, manufacturers, installers, wholesalers, distributors, and product-based businesses that face long-tail liability exposure beyond the job site or point of sale.

What Does Products & Completed Operations Coverage Protect Against?

This coverage typically protects your business from:

  • Injuries caused by defective or malfunctioning products

  • Property damage resulting from completed construction or installation

  • Claims alleging faulty workmanship after project completion

  • Legal defense costs related to post-completion liability claims

It applies whether the claim arises weeks, months, or years after the product or service is delivered.

Who Needs Products & Completed Operations Coverage?

his coverage is critical for businesses such as:

  • General contractors and subcontractors

  • Manufacturers and fabricators

  • Installers and service technicians

  • Wholesalers and distributors

  • Retailers selling physical products

If your business creates, installs, repairs, or sells anything that could cause harm after completion, this coverage is essential.

WHY BUSINESSES CHOOSE CASEY INSURANCE

1. Protection Beyond Project Completion

We ensure your business remains protected long after projects are finished or products are delivered.

2. Industry-Focused Liability Expertise

From construction and manufacturing to retail and installation, we tailor coverage to real-world risks.

3. Claims Defense & Settlement Support

We manage investigations, legal defense, settlements, and claim resolution to minimize disruption.

4. Compliance & Contract Readiness

We structure policies to meet client, licensing, and contractual insurance requirements.

It protects your business from claims of property damage or bodily injury caused by products you sell or work you’ve completed once it’s out of your possession or control.

General Liability covers incidents that occur during ongoing operations, while Products & Completed Operations covers losses that happen after the job or sale is complete.

It’s vital for manufacturers, contractors, installers, and repair services, as they face post-completion liability risks.

Yes. It pays for attorney fees, settlements, and court judgments related to covered product or completed work claims.

It does not cover the cost of repairing or replacing your own defective work or product, only resulting damages caused to others.

Yes. Many contracts, construction projects, and vendor agreements require proof of this coverage to ensure continued liability protection.

OTHER SERVICES
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Protect Your Business After the Job Is Done

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+1 (888) 537-1412

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Protect Your Business After the Job Is Done

Ensure your business is covered against post-completion and product-related liability claims.