- 1776 N Pine Island Rd, Suite 324 Plantation FL, 33322
- quotes@caseyinsurancecompanies.com
- +1 (888) 537-1412
Bodily Injury Liability Coverage is one of the core protections provided under General Liability Insurance and helps safeguard your business from the financial consequences of accidents that cause physical harm to others. If a client, customer, or visitor is injured on your premises or as a result of your business operations, this coverage helps pay for their medical expenses, lost wages, and legal costs—so one accident doesn’t turn into a major financial setback.
Whether it’s a customer slipping in your lobby, a contractor tripping over equipment, or an injury resulting from your services, Bodily Injury Liability ensures your business can meet its legal and financial obligations without draining company funds. It also covers legal defense fees, court judgments, and settlements, even if a claim is unfounded.
This coverage is essential for businesses of all types—especially those with foot traffic, in-person services, or physical operations. As part of your Business Owner’s Policy (BOP) or standalone General Liability plan, it forms a crucial layer of protection for your reputation and your balance sheet.
We specialize in identifying high-risk exposures and structuring coverage that shields you from costly injury claims—no matter your business size or industry.
Our policies include coverage for attorney fees, court costs, and settlements, ensuring your business is fully supported if a lawsuit arises.
We take the time to understand your operations, layout, and client interactions, then tailor your policy to match the real-world risks you face every day.
When an incident occurs, we stand by your side from claim filing through resolution—so you can focus on your business while we handle the paperwork and negotiations.
It covers medical expenses, legal defense, and settlements if your business is found responsible for injuring a customer, vendor, or other third party.
Typically, customers, clients, vendors, and visitors who are not employees of your business are classified as third parties.
Yes. Most policies cover attorney fees, court costs, and settlements, even if the claim is dismissed or ruled in your favor.
Yes. Bodily Injury Liability often extends to incidents caused by your business activities away from your primary location—such as during deliveries or job site visits.
No. Employee injuries fall under Workers’ Compensation Insurance, which provides separate coverage for job-related injuries.
That depends on your operations and risk exposure. Businesses with high foot traffic or public interaction generally need higher liability limits.
Because one accident can result in significant legal and medical expenses. This coverage provides the financial protection and peace of mind that allows your business to operate confidently.
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