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Comprehensive Coverage protects your business vehicles against non-collision losses—damage caused by events other than an accident with another vehicle. This includes risks such as theft, vandalism, fire, falling objects, flood, hail, and animal collisions. If your company car or truck is damaged or stolen, this coverage helps pay for repair or replacement costs, ensuring your operations continue without major interruption.
As part of a Commercial Auto Insurance policy, Comprehensive Coverage fills a crucial gap. Even careful drivers can’t prevent losses caused by nature, theft, or unexpected incidents beyond their control. Without it, the full cost of repairing or replacing a damaged vehicle would fall on your business.
When combined with Collision and Liability Coverage, Comprehensive Coverage creates a complete line of defense—protecting your fleet from both on-road accidents and off-road perils.
Our policies cover a wide range of hazards, from severe weather to theft, helping ensure your business vehicles remain protected in any situation.
We coordinate directly with repair facilities and insurers to get claims processed quickly, reducing downtime and keeping your operations running smoothly.
Whether you own a few work vans or manage a multi-vehicle fleet, we customize your policy limits and deductibles to fit your specific exposure and budget.
We work with top-rated insurance providers to ensure reliable claims handling, fair settlements, and lasting protection for your company vehicles.
It covers non-collision damage such as theft, vandalism, fire, natural disasters, falling objects, and animal strikes that affect company-owned vehicles.
No. Collision Coverage handles accident-related damage. Comprehensive coverage protects against non-collision events like weather, theft, or fire.
All commercial vehicles—including service vans, company cars, trucks, and delivery vehicles—can be covered under a business fleet policy.
Insurers pay the actual cash value (ACV) or replacement cost of the vehicle minus the deductible, depending on policy terms and vehicle age.
While not legally required, it’s often mandatory under leasing or financing agreements to protect the lender’s investment in the vehicles.
It typically excludes wear and tear, mechanical breakdowns, and collisions. Coverage focuses only on sudden, accidental, or external damage.
Fleet vehicles are essential business assets. This coverage ensures your company can recover quickly from unexpected losses, protecting productivity and revenue.
