- 1776 N Pine Island Rd, Suite 324 Plantation FL, 33322
- quotes@caseyinsurancecompanies.com
- +1 (888) 537-1412
Comprehensive Coverage is essential for protecting your business vehicles against unexpected, non-collision losses that can disrupt operations and create significant financial strain. From theft and vandalism to severe weather, fire, and flood damage, this coverage ensures your company cars, trucks, and fleet vehicles remain protected even when accidents aren’t involved.
As a critical part of a Commercial Auto Insurance policy, Comprehensive Coverage helps businesses recover quickly from losses beyond the driver’s control. Whether you manage a small fleet or operate multiple vehicles across locations, this coverage safeguards your assets, minimizes downtime, and keeps your business moving forward with confidence.
Comprehensive Coverage protects business-owned vehicles from damage or loss caused by events other than vehicle collisions. These risks often occur without warning and can impact even the most carefully managed fleets.
This coverage helps pay for repair or replacement costs when your vehicles are affected by incidents such as theft, vandalism, fire, natural disasters, or falling objects expenses that would otherwise come directly out of your business budget.
Even the safest drivers can’t prevent losses caused by theft, weather, or environmental hazards. Without Comprehensive Coverage, businesses must absorb the full cost of repairing or replacing damaged vehicles leading to operational delays and unexpected financial losses.
When combined with Collision Coverage and Commercial Auto Liability Insurance, Comprehensive Coverage forms a complete protection strategy for your fleet, covering both on-road accidents and off-road risks.
Our policies cover a wide range of hazards, from severe weather to theft, helping ensure your business vehicles remain protected in any situation.
We coordinate directly with repair facilities and insurers to get claims processed quickly, reducing downtime and keeping your operations running smoothly.
Whether you own a few work vans or manage a multi-vehicle fleet, we customize your policy limits and deductibles to fit your specific exposure and budget.
We partner with top-rated insurers to deliver dependable coverage, fair settlements, and long-term reliability.
It covers non-collision damage such as theft, vandalism, fire, natural disasters, falling objects, and animal strikes that affect company-owned vehicles.
No. Collision Coverage handles accident-related damage. Comprehensive coverage protects against non-collision events like weather, theft, or fire.
All commercial vehicles—including service vans, company cars, trucks, and delivery vehicles—can be covered under a business fleet policy.
Insurers pay the actual cash value (ACV) or replacement cost of the vehicle minus the deductible, depending on policy terms and vehicle age.
While not legally required, it’s often mandatory under leasing or financing agreements to protect the lender’s investment in the vehicles.
It typically excludes wear and tear, mechanical breakdowns, and collisions. Coverage focuses only on sudden, accidental, or external damage.
+1 (888) 537-1412
