Commercial Auto Liability Coverage protects your business when a company-owned vehicle causes bodily injury or property damage to others. Whether your business operates delivery vans, service trucks, company cars, or a full commercial fleet, this essential coverage helps pay for medical expenses, vehicle repairs, legal defense costs, and court settlements resulting from at-fault accidents.
As a required component of Commercial Auto Insurance, liability coverage ensures compliance with state regulations while shielding your business from costly lawsuits and financial strain. Without adequate limits, a single accident involving injuries or property damage could jeopardize your cash flow, reputation, and long-term operations.
Strong Commercial Auto Liability Insurance allows your business to operate confidently knowing that accidents on the road won’t derail growth or stability.
We structure liability limits that safeguard your business against high-cost injury and property damage claims.
From one vehicle to large commercial fleets, we tailor coverage to match routes, usage, and driver exposure.
Our specialists handle investigations, negotiations, and legal coordination—reducing stress and downtime.
We proactively review operations, driving records, and state requirements to keep your coverage aligned and compliant.
It covers bodily injury and property damage that your business causes to others in a vehicle accident, along with legal defense and settlement expenses.
Any business that owns, leases, or operates vehicles for deliveries, transportation, or service calls needs this coverage to remain compliant and protected.
The two key components are Bodily Injury Liability (for medical and legal expenses) and Property Damage Liability (for repair or replacement of damaged property).
Yes. Coverage typically extends to employees driving company-owned or authorized vehicles for business purposes, as long as the policy lists those vehicles.
No. Liability coverage only pays for damage to others. To cover your own vehicles, you’ll need Collision and Comprehensive coverage on your commercial auto policy.
Coverage limits depend on your industry, fleet size, and risk exposure. Many businesses carry $1 million or more in liability protection for adequate coverage.
Secure Commercial Auto Liability Coverage designed for your vehicles, drivers, and risk exposure. Get Your Commercial Auto Insurance Quote Today
Stay informed on the latest insurance updates, storm alerts, and coverage solutions that matter to you.