- 1776 N Pine Island Rd, Suite 324 Plantation FL, 33322
- quotes@caseyinsurancecompanies.com
- +1 (888) 537-1412
Property Coverage is a core component of a Business Owner’s Policy (BOP), designed to protect the physical assets your business depends on every day. From your building and equipment to inventory, furnishings, and improvements, this coverage helps repair or replace damaged property after a covered loss so your operations can recover quickly.
Whether damage is caused by fire, theft, vandalism, windstorms, or certain water events, Business Property Insurance ensures your investment is protected from costly interruptions. For many businesses, even a single property loss can disrupt cash flow, contracts, and customer relationships making proper coverage essential.
When combined with General Liability and Business Income & Extra Expense Coverage, Property Coverage creates a strong financial foundation within a BOP, offering broad protection at a cost-efficient rate for small and mid-sized businesses.
We ensure all essential business property—structures, contents, and improvements—is properly insured under one coordinated policy.
Whether you own your building, lease space, or operate across multiple locations, we tailor property coverage to your exact footprint.
Our claims team works quickly to help you repair, replace, and reopen reducing financial disruption after a loss.
As your business grows, expands locations, or upgrades equipment, we proactively adjust coverage to keep pace with rising values.
It typically covers buildings, business personal property, equipment, inventory, and fixtures against covered perils like fire, theft, wind, and vandalism.
Standard property policies exclude these perils. You can, however, add separate endorsements or stand-alone policies to cover these risks.
Replacement cost covers the expense of buying new items of similar kind and quality, while actual cash value factors in depreciation.
Some policies include limited coverage for outdoor fixtures, but these can be expanded with optional endorsements if needed.
Your agent evaluates the replacement cost of your building and assets to ensure your limits reflect the full cost to repair or rebuild after a loss.
Because bundling it with liability and income protection provides complete business continuity protecting not just your property, but your ability to keep serving customers.
+1 (888) 537-1412
