- 1776 N Pine Island Rd, Suite 324 Plantation FL, 33322
- quotes@caseyinsurancecompanies.com
- +1 (888) 537-1412
Captained Charter Insurance provides protection for vessels that are operated by a professional captain and crew during charter operations. Unlike bareboat charters, where control is handed to the charterer, a captained charter keeps the vessel under the management and operation of a licensed captain, with the owner or management company retaining oversight.
This coverage protects against hull damage, passenger injury, crew liability, pollution, salvage, and third-party property damage occurring during commercial charter use. It also extends to legal defense costs and loss of income following covered incidents. Whether your vessel hosts day charters or luxury multi-day excursions, Captained Charter Insurance ensures both your yacht and operations are fully protected.
By combining Protection & Indemnity (P&I) coverage with Commercial Hull Insurance, this policy provides complete financial and legal security for professional yacht operations.
We structure policies that safeguard your vessel, crew, and passengers during every voyage — from onboard injuries to collision liability.
Our coverage extends to both hired crew and paying passengers, ensuring compliance with charter licensing and safety requirements.
Whether you operate limited-use private charters or fully commercial fleets, we tailor policies to meet regulatory and contractual demands.
Our team works directly with marine underwriters experienced in charter operations, helping you secure coverage that fits your vessel’s size, range, and itinerary.
Captained Charter Insurance covers vessels operated by a licensed captain and crew provided by the owner. It protects against liability, property damage, and passenger injury during chartered operations.
It is required for any commercially operated vessel offering chartered trips with a captain or crew, including private yacht charters, sightseeing boats, and passenger excursions.
Policies combine Hull & Machinery coverage with Protection & Indemnity (P&I) for third-party liability, along with optional loss of charter income and pollution coverage.
Yes. P&I coverage protects against passenger injury or property damage claims, as well as crew-related incidents that occur during charter operations.
Yes. Coverage typically requires a licensed captain, compliance with USCG or MCA regulations, and adherence to passenger and safety equipment standards.
Common exclusions include unlicensed operation, over-capacity voyages, negligence, or operating outside approved waters or routes defined in the policy.
In a captained charter, the owner retains control of the vessel and provides a licensed operator, while in a demise charter, the charterer assumes full possession and operational responsibility.
