What Is Private Client Insurance? Guide for High-Net-Worth Individuals
July 19, 2025
When your wealth extends beyond conventional assets and your lifestyle involves unique risks, standard insurance policies often fall short of
Home Insurance for High-Value & Luxury Properties
Explore flexible homeowner’s insurance options at affordable rates with no compromise on coverage
Property Protection
Liability Coverage
Additional Expenses
Protect Your Home. Protect What Matters Most.
At Casey Insurance Group, we understand that your home isn’t just a structure, it’s where your life happens. That’s why our comprehensive home insurance policies are built to safeguard your property, possessions, and peace of mind. Whether you’re a homeowner, landlord, or seasonal resident, we tailor protection that fits your lifestyle.
Why Homeowners Trust Casey Insurance Companies
With over 13 years of experience and trusted by 15,000+ satisfied customers, Casey Insurance Companies offers more than just insurance, we offer confidence, clarity, and care.We specialize in:
- Primary Residences & Vacation Homes
- Waterfront Properties & High-Risk Zones
- Luxury & High-Value Homes
- Seasonal or Secondary Residences
- Rental & Investment Properties
Your peace of mind is our priority, because protecting your home is personal.
Request Personalized Home Insurance Quote
Getting the right home insurance quotes should be simple and transparent. At Casey Insurance, we offer a streamlined process to help you find coverage that perfectly fits your property and lifestyle.
What’s Included in High-Value Home Coverage?
Dwelling Coverages A and B
Covers the main structure of your house (attached garages, walls, roof) and detached structures other than the main house.
Personal Articles Floater (PAF)
Supplements your homeowner's or Renter's policy by covering the loss of electronics, furniture, clothing, and jewelry on your property.
Additional Living Expenses
If your home becomes uninhabitable due to a covered event, this covers for temporary accommodations etc.
Wind & Hail
Provides protection against named weather related events. Additionally, we offer hurricane coverage for named storms & Flood insurance
Our Home Insurance Product suite Includes
Casey Insurance Companies offers customized policies for the following different types of homes.
Homeowners Insurance
Secondary Properties / Vacation Homes
Dwelling Fire
Renters Home Insurance
Insurance for Your Townhome & Secondary home
Even you own a vibrant city townhome or a serene secondary home for weekend escapes, Casey Insurance provides tailored policies. We understand the nuances of townhome ownership, including how your individual policy interacts with your homeowners’ association (HOA) master policy, clarifying what’s covered by each. Ensure your investment is fully protected, whether it’s your everyday dwelling or a cherished getaway. We offer flexible secondary home insurance options to suit your unique situation and usage patterns, acknowledging the different risks associated with non-primary residences.
FAQs
Home insurance typically covers damage to your dwelling and personal belongings from perils like fire, theft, and certain natural disasters. It also includes liability protection if someone is injured on your property, along with living expenses if your home becomes uninhabitable.
The cost of home insurance varies widely, as it's highly personalized. Factors influencing your premium include your home's location, age, construction, claims history, and your chosen coverage limits and deductibles. We provide competitive home insurance quotes tailored to your specific property to ensure fair and accurate pricing.
Yes, you need home insurance to safeguard your most valuable asset and financial stability. Lenders almost always require it for mortgages, and it protects you from significant repair costs, replacement of belongings, and potential liability lawsuits. It's an indispensable layer of personal insurance coverage.
Common home insurance policy types include HO-3 (most common for homeowners, covering dwelling on open perils, contents on named perils), HO-5 (more comprehensive, covering dwelling and contents on open perils), and specialized policies like HO-4 for renters or HO-6 for condos. We also offer bespoke options like luxury home insurance for unique properties.
You can get home insurance by contacting an experienced personal lines insurance agent like Casey insurance companies. We'll assess your property's details, discuss your coverage needs, and then shop among various home insurance companies to find the best policy and home insurance quotes for you. It's a straightforward process focused on your protection.
The average cost of home insurance varies by state, home value, and risk profile, typically ranging between $1500 and $3500 annually. For luxury or high-net-worth homes, premiums are higher but reflect broader protection. Casey Insurance provides competitive quotes customized to your home’s unique value and risk.
Luxury home insurance includes higher coverage limits, broader protections, and customizable endorsements for items like wine collections or antique furnishings. Standard home insurance may not cover these high-value items or architectural features. Casey Insurance ensures your luxury home receives coverage that reflects its true worth.
Our Trusted Home Insurance Partners
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