Charter & Commercial Line Insurance

Ensure The Safety of Your Passengers & Crew with Confidence

Charters & Commercial Marine Insurance

Operating a luxury yacht charter or a commercial marine business requires a specialized insurance solution that ensures your assets, crew, and guests are fully protected. At Casey Insurance Companies, we provide tailored Charter & Commercial Yacht Insurance policies designed to safeguard your business operations, vessels, and financial investments, allowing you to focus on delivering world-class experiences on the water.

Why Insuring Your Charter Boat Matters?

Hull & Machinery

Protect the hull of your vessel and onboard machinery such as navigational equipment, engines and generators from damage, vandalism and theft.

Passenger & Crew Safety

Ensures full protection for your captain & crew along with your passengers.

Third Party Liability

Grants you financial peace of mind in the event of damages incurred to third parties, for example, a damaged slip in a Marina.

Pollution Coverage

Protects you and your business for fines and damages incurred by fuel spills or oil leakes

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Hull & Machinery Insurance

Covers damages to your yacht’s structure, engines, and onboard systems, protecting against accidents, grounding, or operational mishaps.

Passenger Liability & Crew Coverage

Covers any accidents, injuries, or claims filed by guests on board. Protects your crew members with medical expenses, lost wages, and emergency evacuation costs.

Business Interruption & Loss of Charter Income

Protects against financial losses if an unexpected event forces a cancellation. Covers unexpected mechanical breakdowns that disrupt your charter schedule.

Protection & Indemnity (P&I) Insurance

Shields you from legal claims arising from guest injuries, property damage, and contractual liabilities. Covers the costs of vessel recovery and environmental protection measures.

Bareboat Charter

Operating a bareboat charter means you're in command—but without the right insurance, that command can come with unexpected risks. Casey Insurance offers comprehensive Bareboat Charter Insurance, safeguarding your vessel and livelihood against hull damage, third-party liabilities, crew injuries, and environmental incidents.

Custom Add-Ons & Enhancements

Protects your onboard equipment like diving gear, navigational, generators, fishing gear, electronics and the like from theft and damage.
Ensuring you always have the tools of the trade on hand and ready to be used.

Our services are Tailored to fit your exact needs!

Our charter coverages include

Captain & Crew Liability

Ensure the safety and compliance of your charter with Captain & Crew Liability insurance. This essential coverage safeguards your business against financial and legal risks arising from crew injuries, operational errors, and compliance with maritime labor laws such as the Jones Act.

Protection & Indemnity

Protection and Indemnity (P&I) insurance is a specialized form of marine liability coverage designed to protect vessel owners and operators against third-party liabilities arising from their maritime operations. This includes risks such as bodily injury to crew members, passengers, and others; damage to cargo; collision liabilities; environmental pollution; and wreck removal.

Hull Coverage

A specialized marine policy that covers physical damage to a vessel's structure, machinery, and onboard equipment. It protects against risks like collisions, grounding, fire, and sinking, ensuring vessel owners are financially safeguarded against costly repairs or total loss. This coverage is essential for both commercial and private maritime operations.

Bareboat Charter

In a bareboat charter, the charterer assumes full responsibility for the vessel's operation, including securing appropriate insurance coverage. This typically encompasses Hull & Machinery insurance to protect against physical damage to the vessel, and Protection & Indemnity (P&I) insurance to cover third-party liabilities such as bodily injury, property damage, and environmental pollution

The Casey Insurance Difference

At Casey Insurance Companies, we understand the unique challenges of the luxury yacht charter industry. Our team of marine insurance specialists works closely with you to design a policy that ensures maximum coverage, minimal risk, and uninterrupted operations.