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Liability Coverage, often referred to as Protection & Indemnity (P&I) in marine insurance, protects vessel owners against the financial consequences of causing bodily injury, death, or property damage to others while operating their boat. It also covers legal defense costs, wreck removal, pollution liability, and passenger injury claims—critical protections for any responsible boat owner.
If your vessel collides with another boat, damages a dock, or a guest sustains an injury on board, Liability Coverage ensures that legal and settlement expenses are handled by your insurer rather than out of your own pocket. Most marinas, lenders, and foreign ports require proof of this coverage before granting access or mooring privileges.
For private and pleasure vessels, P&I Coverage functions as the maritime equivalent of third-party liability insurance—comprehensive protection for your legal obligations at sea and on shore.
We offer full liability coverage that includes injury, property damage, legal fees, pollution liability, and wreck removal—all in one policy.
Our policies connect you with international maritime law experts to handle incidents efficiently, no matter where they occur.
Whether you own a center console, sportfisher, or luxury yacht, we tailor your liability limits and terms to match your vessel’s use and value.
We work with recognized global insurers, ensuring your policy meets the strictest compliance standards for private moorings and international cruising.
It covers bodily injury, property damage, and pollution liability resulting from the operation of your vessel, as well as legal defense costs.
Yes. Most policies cover injuries to guests or passengers, including medical expenses and liability arising from accidents on your boat.
Yes. Your policy pays for attorney fees, court costs, and settlements if you are sued following a boating-related incident.
Yes. Liability Coverage includes damage to docks, pilings, or other marina property caused by accidental collisions or mishandling.
Many marine policies cover fuel spill cleanup, wreck removal, and pollution-related expenses, helping owners comply with maritime regulations.
Yes. Most marinas, lenders, and yacht clubs require proof of liability insurance before granting mooring, storage, or financing privileges.
It protects you from financial and legal exposure after an accident, ensuring peace of mind and compliance while navigating domestic or international waters.
