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A Business Owner’s Policy (BOP) brings together the essential protections most small and mid-sized companies rely on—merging property insurance, liability coverage, and business income protection—into a single streamlined policy.
Protects your building, equipment, and inventory against losses from fire, theft, vandalism, and certain weather events. This coverage includes owned or leased spaces as well as essential tools, furnishings, and stock, helping your business recover quickly after damage.
Covers your business if you’re found responsible for customer injuries, property damage, or advertising disputes. From slip-and-fall accidents to legal defense costs, this protection helps safeguard your finances and your reputation.
Replaces lost income and helps cover ongoing expenses like rent, payroll, and utilities when a covered event forces a temporary shutdown. This ensures your business can continue paying bills and return to normal operations faster.
Expands your BOP with add-ons such as cyber liability, equipment breakdown, employee theft, or professional liability. These tailored enhancements close gaps left by standard policies and provide coverage for risks unique to your industry.
Bundle property, liability, and income protection into a single BOP, designed to keep your business protected without the hassle of multiple policies.
From retail shops to professional offices, a Business Owner’s Policy adapts to your unique risks so you only pay for coverage that fits your operations.
A BOP offers affordable, scalable protection—helping you safeguard assets today while building a stronger foundation for tomorrow.
A Business Owners Policy can cost less than buying each coverage separately. By packaging property and liability insurance together, most small businesses save up to 20% annually compared to purchasing standalone policies — a smart move that keeps overheads low while coverage stays high.
At Casey Insurance, we provide nationwide Business Owner’s Policy (BOP) coverage designed to protect small and mid-sized companies with a bundled, cost-effective solution. By combining commercial property insurance, general liability protection, and business income coverage into one package, a BOP gives business owners peace of mind knowing they’re covered from multiple angles.
A BOP is ideal for retail shops, contractors, restaurants, and professional offices that want reliable coverage without managing multiple policies. From fire and theft to customer injuries or a temporary shutdown, your policy helps safeguard your finances, your reputation, and your ability to keep serving customers.
Running a business comes with risks, whether you own a retail shop, oversee a service team, or operate from an office. A Business Owner’s Policy (BOP) helps protect your company by combining essential coverages—like property insurance, liability protection, and business income coverage—into one streamlined solution. With flexible options, you can safeguard your business from common disruptions and keep operations moving forward.
A Business Owner’s Policy (BOP) brings together the core coverages most companies need, like property insurance, liability protection, and business income coverage. This bundled solution keeps your operations secure while simplifying your insurance plan.
No two businesses are alike, which is why BOPs are built to adapt to your specific risks. Whether you own a storefront, manage a service company, or run a professional office, you can select options that fit your industry and leave out what you don’t need.
BOPs are ideal for growing businesses that want strong protection without juggling multiple policies. With expert guidance, we’ll help you identify the right coverage limits and optional endorsements so your business can focus on growth with confidence.
Beyond the basics, a BOP can be enhanced with add-ons like cyber liability, equipment breakdown, or professional liability coverage. These flexible options help safeguard your company from evolving threats and keep you compliant with contracts and client requirements.
Running a business comes with risks you can’t always predict. A Business Owner’s Policy (BOP) provides a simple way to secure multiple types of protection under one plan—covering property, liability, and business income. At Casey Insurance, we design BOPs that fit the way you operate, helping you reduce costs, avoid coverage gaps, and keep your company moving forward with confidence.
A Smarter Way to Protect Your Business
Your business deserves more than piecemeal insurance. A Business Owner’s Policy (BOP) combines key protections—property coverage, general liability, and business income—into one policy built for efficiency and value. At Casey Insurance, we customize BOP plans for retailers, contractors, offices, and service providers, ensuring you’re protected from everyday risks without overpaying for coverage you don’t need. With one streamlined solution, you gain the confidence to plan ahead and focus on long-term growth.
