- 1776 N Pine Island Rd, Suite 324 Plantation FL, 33322
- quotes@caseyinsurancecompanies.com
- +1 (888) 537-1412
Demise charter insurance protects yacht owners when legal possession and control transfers to the charterer, and can protect hull damage, collision liability, and passenger injury. Policies address third-party claims, operator negligence, and navigation risks unique to bare possession agreements, safeguarding vessels placed entirely under a charterer’s control.
Captained charter coverage can protect against crew liability, passenger safety risks, and regulatory compliance for professionally operated vessels. Policies address navigation hazards, equipment failure, and injury claims, ensuring vessel owners and charter operators are protected against costly incidents during managed, captain-led voyages.
Bareboat charter insurance manages unique risks where renters act as operators, including collision, grounding, and liability for passenger handling. Coverage shields yacht owners from property damage, third-party injury claims, and contractual exposure, ensuring financial protection when control is fully transferred to charterers.
Whether you manage a bareboat fleet, operate captain-led excursions, or run full demise charters, our marine insurance programs are designed for the realities of charter operations. We protect vessel owners and operators against risks unique to the charter industry, including hull damage, liability exposures, crew injury, and passenger protection. With worldwide navigation options, we build coverage that supports your business model while meeting regulatory and contractual requirements. Backed by experienced underwriters, we ensure your charter business is safeguarded so you can focus on delivering safe and memorable voyages.
We adapt each policy to your specific vessel type, route plans, and operational structure. Whether you’re crossing coastal waters, island hopping in the Caribbean, or venturing into non-U.S. waters, we can tailor endorsements to align with your risk profile. Our team will help you assess exposure zones, crew limits, waivers, and passenger liability caps. We also include claims support and onboard safety review services. Together, our goal is to reduce downtime, manage costs, and keep your clients and crew protected from incident to settlement.
No two charter businesses are alike, which is why our insurance programs adapt to your needs. From Florida waters to non-U.S. navigation, our solutions are designed to cover the unique risks that come with running a successful charter operation. We provide modular coverage packages that include hull and machinery, general liability, crew protection, and passenger liability, ensuring you only pay for the protection you need.
Third-party liability is the foundation of any charter operation. This essential coverage handles claims by others – for bodily injury, property damage, or legal liability arising from your vessel’s operations – giving your charter business the baseline safeguard it needs to operate with confidence and compliance. It can also provide legal defense support, covering the cost of attorneys and settlements that could otherwise jeopardize your business.
Carrying paying guests introduces legal exposure. Passenger liability protects you for claims for injury, illness, or death of passengers caused by your vessel operations, and may include medical expense reimbursement. Coverage also extends to incidents while passengers are embarking or disembarking, ensuring protection during the most common points of risk.
Operating with hired personnel adds distinct legal exposure. Our captain & crew liability coverage handles claims arising from crew or captain injury, illness, or wrongful acts in their operational role, and provides protection when captains operate non-owned vessels. We coordinate seamlessly with your underlying liability and P&I layers to ensure your operational staff and reputation stay protected.
Charter opportunities don’t stop at the dock. With worldwide navigation options, endorsements for high-risk zones, and scalable coverage, our programs grow with your business – helping you expand routes without expanding worry. Coverage can be tailored to specific regions and vessel types, giving you confidence no matter where your operations take you.
Third-party liability is the foundation of any charter operation. This essential coverage handles claims by others – for bodily injury, property damage, or legal liability arising from your vessel’s operations – giving your charter business the baseline safeguard it needs to operate with confidence and compliance. It can also provide legal defense support, covering the cost of attorneys and settlements that could otherwise jeopardize your business.
Carrying paying guests introduces legal exposure. Passenger liability protects you for claims for injury, illness, or death of passengers caused by your vessel operations, and may include medical expense reimbursement. Coverage also extends to incidents while passengers are embarking or disembarking, ensuring protection during the most common points of risk.
Operating with hired personnel adds distinct legal exposure. Our captain & crew liability coverage handles claims arising from crew or captain injury, illness, or wrongful acts in their operational role, and provides protection when captains operate non-owned vessels. We coordinate seamlessly with your underlying liability and P&I layers to ensure your operational staff and reputation stay protected.
Charter opportunities don’t stop at the dock. With worldwide navigation options, endorsements for high-risk zones, and scalable coverage, our programs grow with your business – helping you expand routes without expanding worry. Coverage can be tailored to specific regions and vessel types, giving you confidence no matter where your operations take you.
We recognize the unique needs of personal and pleasure watercraft owners, from small runabouts to family cruisers. With Casey Insurance, you get more than just a policy — you gain a dedicated agent who makes sure your time on the water stays worry-free.
Protecting your boat should be simple, clear, and stress-free. At Casey Insurance, our dedicated agents make sure you have the coverage you need before you ever leave the dock. Whether you’re cruising on weekends, fishing with friends, or planning longer trips, we’ll tailor a policy that fits your lifestyle. Get started today and experience the difference of working with a trusted marine insurance specialist.
Get a tailored quote within 48 hours — so you can make decisions and move forward. Our streamlined process ensures speed without sacrificing accuracy or detail.
Clear, up-front pricing with a smooth and transparent application journey. Every step is designed to give you confidence and clarity, so you always know exactly what to expect.
We ensure your charter agreements are in compliance with carrier requirements, with liabilities and responsibilities clearly defined. This reduces disputes and reinforces coverage eligibility, giving you peace of mind in every operation.
Collisions with other vessels or underwater objects account for roughly 26% of all boat insurance claims — making navigational risk one of the most common exposures for charter operations
In many popular charter markets like the Caribbean and Mediterranean, bareboat charters account for as much as one-third of all charter bookings — enabling licensed customers to rent and operate a vessel without crew included.
